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Summary of key benefit enhancements on specific benefit options for 2020

Tanzanite One:

GEMS is excited to announce that the Sapphire option has been renamed Tanzanite One with better, bigger and richer benefits for our members who will now have access to a network of healthcare providers by nominating a general practitioner of their choice to coordinate their healthcare needs. From 2020, members on the Tanzanite One option will have access to private hospitals, subject to utilizing the GEMS private hospital network.


Emerald and Emerald Value options:

Members on the Emerald Value Option will experience the lowest monthly contributions increase of all our options, which makes sense for members on EVO to stay on this option.

Both EVO and Emerald benefit options offer the same level of healthcare cover, however EVO is more affordable because members make use of a network of healthcare providers having nominated a general practitioner of their choice to coordinate their healthcare needs.





Members on Emerald who switch to EVO can experience around

R600’s worth of savings on their monthly contribution that could be R7200 money back in their pockets per annum.


Benefits enhancement across all options

Each year medical scheme members are encouraged to review their healthcare needs and make the decision of whether they wish to remain on their current benefit option or choose to move to a different option. This year GEMS benefit option selection season will be open from 7 November 2019 until 7 December 2019. Should members wish to join a different option offered by the Scheme, they are encouraged to make the change during this period.


“GEMS invites all members of the Scheme and prospective members of the public service who qualify to join GEMS to consider their family’s healthcare needs for the year ahead and choose the cover they are likely to need.


More importantly, we would like to encourage public service employees on employment levels one to five to take advantage of the enhanced Tanzanite One benefit option as they may qualify for 100% subsidy which would cover their contributions,” concluded Dr Moloabi.

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